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   Home  » Why use a Broker » Who is the broker working for

Who is the Broker working for?

Additional Information               


Insurance brokers are instructed by the client, and at all times, act on the client's behalf. They are not agents of the insurance company. Their independence ensures that the clients benefit from the convenience, knowledge, choice, innovation and their high level of professionalism:-

    Who is the Broker working for?
   


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Convenience:
A broker can arrange all the insurance and risk protection you need. Probably only one meeting is necessary to identify your needs, and he or she can develop a comprehensive insurance proposal for you.

Knowledge:
A broker has daily contact with many insurance companies, and knows where to obtain the best insurance protection at the best cost.

Choice:
A broker deals directly with most insurance companies, and can present your risks in the most effective way. He or she can canvass the market to obtain competitive terms and costs, and then suggest a contract which best fits your needs.

Innovation:
Many brokers are now helping their clients reduce risks through modern risk management procedures and systems, thereby reducing their dependence upon insurance, with considerable cost savings.

Professionalism:
All major insurance brokers are members of Insurance Brokers Association of India (IBAI), and are bound by its Code of Conduct, professional standards and ongoing educational requirements. The IBAI sets standards for their financial security, and has a Code of Conduct covering professional service and expertise.

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